Lexington Law refund checks: who qualifies for the second mailing this October?

U.S. consumers who received a refund in the Lexington Law and CreditRepair.com case may have another check on the way. The CFPB-appointed administrator’s current notice says second payments are being mailed from late September through October 2026.

Three points to know

• A second round of Lexington Law and CreditRepair.com refund checks is being mailed from late September through October 2026.
• Eligibility requires cashing the previous check by June 30, 2026, and a calculated second payment of at least $10.
• The administrator warns against requests for money or banking details to unlock a refund.

Who qualifies for this mailing?

According to JND’s current notice, the CFPB allocated another $117,058,683.11 for eligible harmed consumers. A previous check must have been cashed on or before June 30, 2026, and the calculated second payment must be $10 or greater. The allocation is a total for the distribution, not an amount each person receives.

The notice allows one to three weeks for postal delivery. It does not guarantee a particular arrival date for every recipient.

Why are consumers receiving refunds?

The CFPB’s case page identifies Lexington Law and CreditRepair.com as credit repair businesses. It says the court concluded that the companies broke the law through illegal upfront fees and deceptive bait-and-switch advertising. The agency names JND Legal Administration as the company responsible for administering payments and answering case questions.

The CFPB’s archived December 2024 explainer describes the initial distribution and says additional checks could follow if funds remained. That older page provides background; the administrator’s current notice supplies the 2026 mailing details.

Check the source before responding

The CFPB says it never charges a fee to receive or cash a refund check. Its explainer warns about messages offering to accelerate a payment or asking for bank details, Social Security numbers, money or gift cards. A request for payment to release a refund is a warning sign.

Consumers who need to verify a check can use the administrator contact listed on the CFPB’s case page: 855-680-8991. For an address correction or missing-check issue, consult the current administrator website directly. Individual eligibility and payment amounts must be confirmed with the administrator.